I was so worried that my credit line would be affected with my one late payment.I am very new in when it comes to owning and building my own credit. One of my credit company's policy was that, it will increase the credit line 100% when the holder's performance is great. And it will happen six months after.
I only committed one late payment so far, 6 months later they sent me an e-mail congratulating me for increasing my credit line.! Yay!!! I never expect it to happened. It was really a relieved. On the other hand, my credit score went up too... :)
I am saying goodbye to my other credit card's company for they have this crazy annual fee. :(